Subaru Equity Shield® provides Subaru owners with added peace of mind and financial security throughout their ownership journey. Designed by Subaru of America, this program protects your vehicle's equity and helps shield you from unexpected financial challenges. If your Subaru is ever declared a total loss due to an accident or theft, your insurance company typically covers only the vehicle's fair market or actual cash value. That amount may fall short of what you still owe on your loan or lease, creating a gap-known as negative equity-that could leave you paying thousands out of pocket. Subaru Equity Shield bridges this difference, helping you avoid unexpected expenses. Beyond gap protection, the program also safeguards against factors that impact your Subaru's long-term value, including depreciation, excess mileage, and normal wear and tear. Whether you're financing or leasing, Equity Shield acts as a reliable safety net, letting you enjoy your Subaru with confidence and peace of mind, no matter what the road ahead may bring.
Benefits of Choosing Equity Shield in Shingle Springs, CA
Equity Shield Gap
A major benefit of Subaru Equity Shield is its GAP (Guaranteed Asset Protection) coverage. If your Subaru is ever declared a total loss after an accident or theft, your insurance company may only pay the current market value of your vehicle-which doesn't always match what you still owe on your loan or lease. GAP coverage is designed to close that difference, covering the remaining balance so you're not left paying out of pocket. With this protection, you can move forward with confidence, knowing you won't be stuck with an unexpected financial burden.
Tire & Wheel Protection
Protect yourself from life's unexpected bumps in the road with Subaru's Tire & Wheel Protection. This coverage helps take the stress out of common hazards like potholes, nails, and road debris by covering the cost of tire repairs, replacements, and even structural wheel replacements when needed. There are no mileage limits and no cap on the number of claims you can make during your agreement, so you can drive with confidence mile after mile. Best of all, there are no deductibles to worry about-just straightforward protection when you need it most. For added peace of mind, you can even upgrade with Optional Cosmetic Coverage, which goes beyond function to help keep your wheels looking their best.
Dent Protection
Even minor dents and dings can affect your Subaru's appearance and resale value. Subaru Dent Protection helps keep your vehicle looking its best by safely repairing door dings and small dents without harming the factory finish. Repairs can be conveniently completed at your Subaru retailer, home, or office. With unlimited claims, no mileage limits, and no deductibles, this coverage makes it easy to maintain your Subaru's pristine condition and protect its value for years to come.
Windshield Protection
Keep your view sharp and your Subaru looking its best with Subaru Windshield Protection. This coverage takes care of minor chips and cracks caused by rocks or road debris, helping you stay safe and stress-free behind the wheel. Repairs can be handled at your Subaru retailer, your home, or even your office. With unlimited claims, no mileage restrictions, and no deductibles, you'll enjoy clear confidence on every drive.
Key Protection
Subaru Key Protection takes the stress out of losing or damaging your keys by covering costly replacements for vehicle key fobs, remotes, and transponders. Since replacements can run hundreds of dollars, this plan provides peace of mind at a fraction of the cost. You'll also enjoy 24-hour lockout assistance if your keys get locked in your Subaru, plus added support for home lockouts if your house keys are lost with your vehicle key. With no mileage limits or deductibles, Subaru Key Protection is a simple, worry-free way to stay covered.
