When it comes to choosing your next vehicle, many people often assume that purchasing a brand-new model is the only path to take. However, the automotive landscape offers a variety of options that cater to different needs, preferences, and budgets. Not everyone is looking to make a significant investment in a long-term commitment, and that's perfectly okay! Some drivers prioritize finding a reliable vehicle that can endure everyday challenges without the worry of frequent shopping trips down the line. At Shingle Springs Subaru, we understand that each driver's situation is unique. Whether you're seeking a dependable daily driver for short commutes or a spacious SUV for family adventures, we offer a range of alternatives to meet your specific requirements. For those who may be hesitant about making a long-term purchase, leasing is an excellent option that allows you to enjoy a new vehicle without the hefty upfront costs associated with buying. You can also explore our selection of certified pre-owned vehicles that combine affordability with reliability. Our dedicated team is here to assist you in evaluating all your options. We'll help you compare the benefits of buying versus leasing, ensuring you make an informed decision that aligns with your lifestyle and financial goals. Visit us at Shingle Springs Subaru, and let us guide you in finding the perfect ride that fits your needs!
|  Buying |    |  Leasing |
|  Sizable down payment | Money Down |  Less up front money |
|  Higher monthly payment | Monthly Payment |  Lower monthly payment |
|  Negotiated trade-in value | Trade-in |  No trade in hassle or negotiation |
|  Responsible for maintenance costs after warranty expires | Warranty |  Less maintenance - typically always under warranty |
|  GAP protection not included - added expense to purchase | GAP Protection |  GAP protection included |
|  Stagnant technology based on what was in effect at time of purchase | Technology |  Technology obsolescence protection |
|  No loyalty incentives | Loyalty |  Lease loyalty incentives |
|  Eligible for all dealer incentives | Incentives |  Eligible for all dealer incentives |
|  Potential negative equity if you sell your car before it is paid off | Equity |  No chance of negative equity |
|  Not required to maintain vehicle, but since you may eventually own it, why wouldn't you? | Program Maintenance |  Responsible for program maintenance per manufacturers recommendation or you may be charged excess wear and tear |
|  The negotiated price of a new vehicle is the same | Vehicle Price |  The negotiated price of a new vehicle is the same |
|  Insurance payments are the same | Insurance |  Insurance payments are the same |
What Are the Differences Between Buying & Leasing?
Buying a vehicle is an excellent choice if you're seeking a long-term investment and value the ability to customize your ride to fit your individual style and needs. This option allows you to explore a variety of choices, including brand-new, Certified Pre-Owned, and pre-owned vehicles. With a broader selection available, you can delve into the specifics of each model, ensuring you find the perfect fit for your lifestyle. Plus, once your payments are complete, you'll have the satisfaction of owning a vehicle that's entirely yours. On the other hand, if you enjoy the flexibility of switching vehicles frequently, don't prioritize customization, or simply don't drive many miles each year, leasing may be a more suitable option for you. This alternative offers different financial implications, influencing your loan eligibility and monthly payments. When you choose to lease, you typically enjoy lower monthly payments, and at the end of the lease term, you have the option to either buy the vehicle outright or return it and select another lease term. This way, you can continually experience the excitement of driving a newer model without the long-term commitment of ownership. Whether you decide to buy or lease, we're here to help you find the best option for your needs!
When you're ready to take the next step, feel free to visit us in Shingle Springs, or you can kick off the process online at your convenience. Our experienced finance team is here to assist you in navigating the complexities of financing and monthly payments, ensuring you have a clear understanding of all your available options. Whether you decide to buy or lease, our dedicated staff will be with you every step of the way, making the process as smooth as possible. We're excited to help you find the perfect Subaru that fits your lifestyle!
